homeowners insurance

We Understand the Demands of Owning a Home

We write a broad form HO-2 Homeowners policy covering both new and older homes up to $200,000 in value.

Determining Your Home Insurance Needs

We include replacement cost on the personal property as an option. All protection classes will be considered.

Older homes will be accepted with modern updates to the plumbing, electrical and roofing. Property maintenance is a factor showing pride in ownership.

Solid fuel stoves and furnaces are acceptable as long as they are professionally installed and maintained for safety.

Renters Insurance

We Understand the Demands of Owning a Home

Renter's insurance is property insurance that provides coverage for a policyholder's belongings, liabilities and medical payments to others. Renter's insurance is available to persons renting a single family home, apartment, duplex, condo, studio, loft or townhome.